FREE INTERACTIVE PLANNING TOOLS

Free Interactive Tools

Educational planning tool · Example values are fictional · Your entries stay in this browser.

Owning a home · Free calculator

Home Equity Snapshot

See your equity, loan-to-value, borrowing room at a lender’s limit and what you might net if you sold, including at other home values.

Accessible chart data

The numbers behind it

Calculation summary

What this means

Notes based on your numbers
    PRO version · Coming soon

    Keep this as a project in Real Estate PRO

    • Save your inputs and come back anytime
    • Compare up to three scenarios side by side
    • Print a branded report or share an expiring link
    Included in these toolkits See PRO toolkits →

    PRO is not open to new members yet. This free tool stays free.

    From the RealtyListingCo shop

    Go further with a workbook

    Paid, editable workbooks that pair with this free tool. Each product page lists the exact contents, formats and price.

    The free tool stays free. Workbooks are optional.

    How to use it

    Three steps

    1. Enter your home’s estimated value and loan balances.
    2. Enter the lender’s maximum combined loan-to-value you want to test.
    3. See your equity, borrowing room and net if sold, including at other values.
    Questions

    Common questions

    What is loan-to-value?

    All loans on the home divided by its value. Lenders use it to set borrowing limits.

    Is borrowing room what a lender will approve?

    No. Lenders also look at income, debts, credit and the property.

    What is the risk of borrowing against my home?

    Your home secures the loan, so it is at risk if you cannot repay.

    Keep exploring

    Related free tools

    All 23 planning tools →

    Keep a copy of these results

    Your entries stay in this browser on this device. Print or save a PDF to keep a copy anywhere.

    Important

    General education and scenario arithmetic only, not legal, tax, financial, lending, valuation, engineering or investment advice. Requirements depend on jurisdiction, documents and circumstances. Confirm figures and consequential decisions with appropriately qualified local professionals. These tools do not determine qualification, entitlement, feasibility or approval. Calculator inputs are not submitted to RealtyListingCo; they are kept only in this browser so you can come back to them.

    RealtyListingCo.comA little preparation. A clearer way forward.
    Free Printable Starter Guides

    Get a Five-Step Guide for Your Next Move

    Choose a guide with a practical checklist and official sources. Read it online free, or request the PDF on its download form. The PDF downloads in your browser; marketing signup is optional.

    Optional: Get Future Guide Updates by Email

    Thank you. Your signup has been received.

    We only use your email to send these updates. Privacy policy