Home Buyer Readiness Checklist
Check savings, credit, documents and your plan. Get a readiness score and an action plan.
Check my readiness →FREE INTERACTIVE PLANNING TOOLS
Buyer & Property Planning Tools
Start with your next decision. Use your own numbers to plan a purchase, prepare for ownership or explore a property investment.
17 free tools · No signup required · Fictional example values
Your entries stay in this browser. Each tool opens in a separate tab or window so you can return here and compare your next step.
8 FREE TOOLS
Prepare to buy
Build your budget, compare homes and review the details before making an offer.
Down Payment & Closing Savings Planner
Set a cash goal and see how long it takes and what to save each month to buy on your date.
Plan my savings →Mortgage Rate & Buying Power
See your payment and the price your budget covers at a range of interest rates.
Compare rates →Points vs. Down Payment
See whether extra cash works harder buying down the rate or lowering the loan.
Compare the two →Offer Cash & Appraisal Gap Planner
See the cash an offer could need if the appraisal comes in low.
Plan my offer cash →Fixer-Upper vs. Move-In Ready
Compare the full cost of a project home, with contingency and costs during the work, against a finished one.
Compare the two →Neighborhood Priorities Scorecard
Weigh what matters to you and rate up to three places to see which fits best.
Score the places →HOA Financial Review Checklist
Read reserve funding, dues growth and your share of costs before you buy.
Review the HOA →3 FREE TOOLS
Plan ownership and a move
Allow for upkeep, an accessory unit or a move to a new place.
Home Systems Replacement Planner
See which systems may be due soon and how much to set aside each month.
Plan my reserve →ADU Cost & Payback
Add up an accessory unit’s cost and see the rent, cash flow and payback.
Run the numbers →Relocation Monthly Cost Comparison
Compare monthly costs and take-home pay now and in a new place, and the move’s payback.
Compare places →6 FREE TOOLS
Selling, rentals and investing
Explore costs, cash flow and tax questions using your own assumptions.
Home Sale Gain & Exclusion Estimator
Estimate your gain, the home sale exclusion and the tax at rates you enter.
Estimate my gain →Rental & House-Hack Cash Flow
Estimate cash flow, cap rate and cash-on-cash, or your net housing cost if you live in one unit.
Run the numbers →Long-Term vs. Mid-Term Rental
Compare a standard lease with furnished 30-day-plus stays.
Compare rentals →Lease Renewal vs. New Tenant
See whether renewing or re-renting leaves more over the next 12 months.
Compare the year →BRRRR Deal Calculator
Cash in, cash back at refinance, cash left in the deal and cash flow after.
Model the deal →1031 Exchange Deadline Calculator
Count the 45-day and 180-day deadlines from your sale date.
Count my deadlines →Educational estimates only. These tools do not provide lender approval, property valuations, legal advice or tax determinations. Confirm your assumptions with the appropriate qualified professional.