FREE INTERACTIVE PLANNING TOOLS

Free Interactive Tools

Educational planning tool · Example values are fictional · Your entries stay in this browser.

Buying a home · Free worksheet

Closing Cost Worksheet

Copy the section totals from two Loan Estimates to compare closing costs and cash to close side by side, and see which questions to ask.

Accessible chart data

The numbers behind it

Calculation summary

What this means

Notes based on your numbers
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    How to use it

    Three steps

    1. Enter the price, loan, deposit and any seller credits.
    2. Copy the section totals A to H and lender credits J from page 2 of each Loan Estimate.
    3. Compare total closing costs and cash to close.
    Questions

    Common questions

    What is a Loan Estimate?

    A standard form lenders give you after you apply. It lists the loan terms, estimated closing costs and cash to close.

    Which sections differ most between lenders?

    Section A holds the lender’s own charges. Section C covers services you can shop for. Prepaids and escrow are mostly your own taxes and insurance.

    Can fees change before closing?

    Federal rules limit how much some estimated fees can increase. Your Closing Disclosure shows the final figures.

    Keep exploring

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    All 23 planning tools →

    Keep a copy of these results

    Your entries stay in this browser on this device. Print or save a PDF to keep a copy anywhere.

    Read before relying on it

    What this leaves out

    • Interest rate and APR differences
    • Fees that change before closing
    • Line items inside each section
    • Seller-paid costs not on your estimate
    • Adjustments on the Closing Disclosure

    Example values are fictional. Replace them with your own figures, quotes and estimates.

    Important

    General education and scenario arithmetic only, not legal, tax, financial, lending, valuation, engineering or investment advice. Requirements depend on jurisdiction, documents and circumstances. Confirm figures and consequential decisions with appropriately qualified local professionals. These tools do not determine qualification, entitlement, feasibility or approval. Calculator inputs are not submitted to RealtyListingCo; they are kept only in this browser so you can come back to them.

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